PIP Attorney Serving Tampa, St. Pete, Clearwater, Sarasota, Bradenton & Other Florida Communities
Ask any PIP attorney in Tampa, St. Petersburg, Clearwater, or Sarasota, and he or she will tell you that car insurance laws in Florida just underwent a radical change. For years, Florida has required all licensed motorists in the state to purchase a minimum of $10,000 personal injury protection coverage, commonly referred to as PIP. In the event of an accident, PIP insurance will cover up to 80 percent of your medical bills and 60 percent of your lost wages. So called no-fault insurance is mandatory in Florida, and was adopted in the 1970s in response to the often inefficient, inequitable, and unpredictable tort-based compensation system.
A PIP attorney in Tampa, St. Pete, Clearwater, or Sarasota can explain more, but in general, recent changes to the law are intended to make it more difficult for auto accident victims to get both medical treatment and compensation for their expenses. For example, effective January 1, 2013:
- You must visit a doctor within 14 days of an accident, otherwise all PIP benefits can be denied.
- PIP benefits are capped at $2,500 unless you are diagnosed as having an “emergency medical condition.”
- Furthermore, your insurance company can withhold payments if you refuse to submit an examination under oath, a formal proceeding at which you will likely require the help of a specially trained Tampa PIP attorney.
To learn more, contact a Tampa PIP lawyer at Reeder & Nussbaum, P.A. We are a St. Petersburg-based personal injury law firm that represents both individuals and healthcare providers with regard to Florida PIP insurance claims.