PIP Lawyer Serving Tampa & Other Florida Cities
Looking for a highly qualified PIP lawyer in Tampa? If so, turn to Reeder & Nussbaum, P.A., a local law firm that can help you if you have been denied coverage under Florida’s personal injury protection (PIP) laws that govern auto accidents. PIP is a type of insurance that all licensed motorists in the state are required by law to purchase. In the event of an auto accident, PIP pays up to 80 percent of a covered individual’s medical bills and up to 60 percent of his or her lost wages, if any. Many people are surprised to hear this, but Florida no fault rules stipulate that your medical expenses and lost wages will be covered by your own insurance company if you are hurt in an accident. This is why Florida is called a “no fault” state – as long as they are covered by insurance, a car accident victim will be compensated whether they are responsible for causing an accident or not.
Unfortunately, getting the compensation that you are due is easier said than done, and may require the assistance of a specially trained Tampa PIP attorney who is conversant in all of the law’s complexities. Also, several changes to Florida’s PIP insurance law that go in effect on January 1, 2013 will make it even harder for car accident victims to receive adequate compensation. Starting on that date:
- Car accident victims will have just 14 days to seek treatment, or else risk losing out on PIP benefits.
- Compensation for medical bills and lost wages will be capped at $2,500 unless one can prove to a medical doctor (M.D.) that they have an “emergency medical condition.”
- Insurance companies can request a mandatory examination under oath (EUO) – a tool often used to intimidate policyholders and drag out the claims process.
To learn more, contact a PIP lawyer at the Tampa Bay area law firm of Reeder & Nussbaum, P.A. We represent policyholders, medical professionals, and others with regard to personal injury protection claim disputes in the state of Florida. Also connect with Marc Nussbaum on Google +.